I really don't recommend doing "The Infinite Banking Concept" per se if you plan to leverage the cash value for investing in real estate.

In addition to @Russell Brazil's list, SW waterfront and SE/Anacostia has been popular among my friends who are purchasing.

We worked it through but it wasn't part of the original plan.Then it wasn't a 2nd lien per se.

Scroll down to the blue section, about the 2nd half of that section:http://www.dca.ca.gov/publications/landlordbook/se...But, basically, what it says, is that normal wear and tear happens from using something in a normal manner over time.So, a worn knob would be normal wear and tear.  

I would be tempted to se what she can afford, for all you know she’s been banking rent savings and is sitting on a healthy savings fund.

As I said, cancellations and refunds aren't the issue per se. 

@Matthew Kreitzer I sat in court the other day observing a couple cases because I had to get something recorded at the courthouse...2 cases, which were HOAs with lawyer representation versus per se homeowners.

Ok Brian used one term slightly incorrectly,  Cap rate is a valuation metric for MF properties, not a return metric, per se. 

It's not a crime, per se, I'll give you that.  

I don’t think it’s a legal issue per se, however I do believe that choosing to accept or deny applicants based on ANYTHING other than their background/application criteria is a slippery slope.