Thank you both for the detailed, straight forward advice!

For me, everytime I think my life is on a straight road next thing I know here comes an unexpected twist and turn.

I'd just pay her a straight percent of the rent or a set $ amount. 

You cant just straight up finance every single cent of a purchase transaction - there are typically downpayment requirements and closing costs than cant be rolled into the loan.

It is more straight forward for certain things like the lumbar for your addition.

It may be the case that in the recent past the "noise" seemed to indicate that there were more of one kind than another - cash flow only, appreciation only, refi till you die, etc - but if you look beyond the noise to the signal it's a pretty steady drumbeat straight through.  

We just spoke about that on the last episode of the Straight Up Chicago Investor Podcast. 

If you’re interested in selling your property, we can have your property sold in about 7-21 days once you and I decide on a price for your property, which will go straight to you.

If you are watching any of these home rehab shows , I will tell you straight up , they are BS .

If all works out I'm definitely getting it straight from China.