A prudent investor doesn't seek quick riches through shortcuts.

For investors, this presents a niche market to target families seeking multi-generational living arrangements.Things to Keep in Mind:SB 9 projects must comply with local ordinances, which may include design and setback requirements.Properties in historic districts or areas prone to environmental hazards may have restrictions.Lot splits under SB 9 require that the owner occupy one of the parcels as their primary residence for at least three years.ConclusionSB 9 represents a significant shift in California’s approach to zoning and housing.

A prudent investor doesn't seek quick riches through shortcuts.

Hi BiggerPockets community!
I’m Frank, based in Northern NJ, where I invest in multifamily properties and short-term rentals. My real estate journey began in 2010 with a three-family property that I lived in, renovat...

So you seek info to assist your pre-determined narrative that there dumb, bad, and doing wrong. 

Readers should seek professional advice.

It has been bad for the general US populace and good for a select elite group of US and international business interests who now seek to manipulate the masses to believe ending it will be bad for them, the people.Balance is what needs to be restored and the tool as old as the nation to do such is tariffs.  

Readers should seek professional advice.

In the interim I'm seeking PMLs to fund them. 

This helps support a strong credit profile and a favorable credit score.One downside is the possible impact on your debt-to-income ratio should you seek to replace an auto, major appliance, etc. requiring a new loan just after applying a "chunk" to your mortgage.Deposit accounts, mattresses, extra monthly principal amounts, etc. each have their own unique advantages.