. - Once an owner knows what materials are being used, they can then check pricing at Home Depot, Lowe's, etc. - Some materials for bigger jobs, like concrete, are harder to check pricing on.

My low months were 50-65% occupancy and 100% for summer.

Low taxes, low crime, low homelessness, friendly people, all 4 seasons, etc!

Are the HML not good options or you believe that 75% is too low?

Quote from @Mary Jay: Quote from @Jay Hurst: Quote from @Mary Jay: hi guys,so I have a lot of equity in one of my rentals but the interest rates are super low on it. so I dont want to do a cash out refinance on it because I dont want to lose the 3% interest rate on it.I want to get some cash out of it via Heloc or another vehicle,  so I could buy another rental, but its not my primary, so I cant get a HELOC on it from lots of banks....I think PenFed does helocs on rentals, but because I have more than 5 rentals, I dont qualify for their HELOC loan.IS there a bank that would give a HELOC/cash on a rental?

I joined this community because I want to get my hands dirty and not just meet people online but form some real connections and try to provide value back to those that are willing to offer me advise and guidance, and even encouragement.So, this is my current situation:Back in 2020 I was one of the fortunate ones who purchased real estate when prices were still low (compared to today) and interest rates where at 3% or below.

Low risk investments sell at a premium, that's the whole idea of cap rates.

You can purchase this with a low-money-down FHA loan. 

Held in my property entity that I purposely keep a low balance and doesn’t show a lot of income.

• The “Tour Guide” makes the opposite mistake: they spend all their time pointing out flaws and justifying a low offer.