I don’t know if I should invest in the Jersey market and put maybe 20-50% down on something, make less cash flow and make more appreciation, or every two years or so maybe buy something fully cash (my own $) in the Midwest let’s say 5-10 units and make more cash flow with no debt as with the income I make I can just save and buy more, don’t necessarily need to leverage in some markets.

Ultimate goal is good cash flow to enhance retirement income.

Is it the age old argument what is better appreciation or cash flow.  

You’re not going to find a safe way to do what you want unless you or the “buyer” has enough cash to pay off the note. 

House hacking a duplex, even with negative cash flow upfront, is a great way to build equity while learning hands-on.

I can leverage my WLI cash value to purchase it outside the banking system.  

If you cash out equity in a property, you are "borrowing" that money from the lender.

Having cash ready to deploy is a huge advantage.

just cash it out to USD via coinbase or Gemini

Purchase price: $325,000 Cash invested: $2,485 Long term investment.Hey @Kevin Gamboa.