@Peter Mckernan @Mark Frattini@Allen Tracy @Katie L. also looking for a RE-savvy CPA in California who can work with me to execute the STR strategy to offset W2 income with losses from a cost seg study I'm conducting.

Just talk with a loan officer or account executive first so you know what is eligible for them.

@Orly Howard I am NYV based and investing in the same area as you mention.  

I am an Account Executive for the Lender. 

I'd look into tenant laws for more specifics.That said, there are many investors who are successfully executing deals in the Bay.

@Michael Magno, if you still have some Property Management recs for Cleveland (excluding Howard Hanna), I'd love it if you could send those my way too.

You'll want to understand what kind or notices and documents you need to get executed to either up their rent or turn the unit.Solid long term tenants are worth their weight in gold in my book so if theres a way to up the rent and keep them happy I's say thats the best route personally.

I'm an executive creative director in advertising, having done agency life for 25+ years.

As far as Baltimore, the city has some nice areas that have been mentioned above, but all thing equal im partial to the suburbs, Howard, Anne arundal and Baltimore county in particular. 

Fortunately for Hunter lenders will hopefully stop this madness before he has an opportunity to execute on this transaction.