I have a bank locally that will use DOT as collateral for loans.

Commercial Revenue Generating properties like office buildings, apartment buildings, retail centers, etc (banks call it "CRE" lending) are typically evaluated from their net operating income, not gross.

All interest rates and payment plans are custom made to work for both parties therefor creating a win win scenario.As far as partnering with the banks goes.

I mean myself and any bank would need more details, but if you utilize that large sum as a downpayment and have a small mortgage, wouldn't you easily qualify for the debt to income?

Would I go to the current owners bank to see if they would allow a subject to loan? 

Bank Credit Line How did you add value to the deal?

Does the bank let you get 2.5 months late on your mortgage payments?

I’ve done some research and have found that some banks will allow the seller finance portion from the seller to go towards the down payment of the loan, is that true?

We're in a small town so we ask our bank loan officer who is involved in the community for a CPA reference.

However those with no to very limited experience will never get a fix and flip loan  from a bank. 4.