If funds for the program are reduced or eliminated it would create a national housing crisis, so generally it just gets carried at about the same level each year.Yes, local governments run out of funds which is why they close their lists or the wait time is very long. 

Most people make the mistake on putting to much moey down or use "All cash" and then need to pull it out later at a higher rate.

A principal (who is not well versed in contract law) in a transaction can draft their own contract form just like someone accused of murder can represent themselves...and both would be making a grave mistake.

Firstly, well done for persevering and trying every avenue you thought would get you the data you needed.Most would have caved earlier and handed out there hard earned cash for old, saturated leads/records from the same prominent platforms which dump them pretty much when they receive them from either 1).the same large brokers AFTER the county has listed them on the county website or, 2). from the counties themselves directly AFTER the county has listed them on there own website, or, 3). from data scrapers on Upwork/Fiverr who scrape the data from those same platforms AFTER the counties/brokers sell those platforms the data being scraped by the freelancers.Anyway, rant aside you seem to of made the same mistake i made when I first started branching out away from providing leads to my original couple of clients i got from Upwork who wanted me to scrape data from court records in FL for pre FC leads.Simply, I didn't know where to look for the information I needed in states outside of FL.FL only allows the judicial route to foreclosure so I only needed to know/find/scrape the data from Lis Pendens documents for counties they requested.

You're making a fairly common mistake of designing your castle when you haven't even learned how to build a chicken coop.

What manual processes do you think AI could help to eliminate?

Most people only share the good news because they are ashamed of their mistakes and losses.David Greene has been talking about a lot of syndications struggling.

On top of that, I traded a 4% interest rate for a 6.5% rate, which has made me cautious about scaling further and repeating the same mistake.

Eliminate debt, establish a budget, and save.

Guys like Pace Morby will tell you it’s not rocket science.The “learn-as-you-go” mindset can lead to costly mistakes that are avoidable with the right foundation.