The insurance quote at 5% wind/storm peril basically meant a new roof would be out of pocket for me.2.

But basically with a construction loan you will need to have considerable cash involved - most costs need to be paid for and then the bank will reimburse at certain checkpoints.You may want to start with some smaller value adds inside the existing house to maximize rent from the house hack. 

Think basic, durable furniture that looks good but can withstand college life.4.

if the OTA has issue with you and bans you (there are some crazy horror stories that alone would deter me from listing on a single OTA), you are basically starting over.  

Basically wanting to pay two years of Real Estate taxes in 2025 and deduct on 2025 Return when filed in 2026.

Basically its a big credit card that I can now use for any business related purpose, in my case Ill use it to do more deals.So here is where the 8 unit comes into play.

It's basically a sanity check.

I am looking for the basics.  

CA has the cheapest HML / PML rates in the country basically. 

Secondly, if this fails, he offers insurance through Equity Assurance that basically pay offs the underlying note through refinance.