I have used HELOC's and Stock Margin to purchase properties before since my wife and I no longer have a W2, DSCR loans will be the primary resource.

That being said, I had to translate a lot of documents on my own for the loan process, so there was more effort involved.

Maintenance/cap ex, insurance, if a rental PM, bookkeeping, misc.The fact you have a loan means 1) leverage 2) equity pay down.In addition, there are tax benefits.So I will do some rough underwriting as an OO non-rental at 95% LTV (because FHA has some undesired consequences that make the 1.5% difference in LTV worth avoiding the FHA).equity paydown: 20% (using OP interest rate at 95% LTV and not counting closing costs). 

Because we have a very large community of investors that buy thousands of homes across the country every year, we are able to negotiate better buying opportunities (and loan options) than you would likely find on your own as an individual investor.

It's possible but going to be expensive and I would think they would want some collateral on the loan as well.

He works with us often here in Chicago, but can service loans across the country!

The investor either gets a loan or buys the property in cash.

Refinanced August 2020 into a 15 year loan at 3.375%

If you need any help with the financing, Aslan is beginning to offer the Chattel loan very soon which could be a great help.

Commercial Loan How did you add value to the deal?