I could also see this as an alternative to installment agreements if they were ever dissallowed by congress. 

Alternative OptionsIf a straight price cut doesn’t feel right, consider creative financing.

An alternative could also be to have them pay a higher deposit.

Alternatively, you can own the rental directly, take the income directly and simplify your life, taxes and everything.

The only thing is if the MFR is purchased with this, but not for the business then you may not be able to consider it in this loan so you may still need an alternate option there.

Nothing different than Brandon Turner's "No money down" book I guess...Concepts definitely aren't new and 95% of deals still require some cash, but just like Brandon Turner's book it simply lays out some alternative options to your standard "go get a loan from the bank" buying/selling real estate methods.

What alternatives have you explored, and how did they impact your investment outcomes?

I could go this route, but since this is California, I'm wondering if it's better to get more personalized help closer to home.I'm also happy to consider non-Bay Area alternatives (with meetings done over Zoom) if anyone has a lawyer they particularly like.Thank you for any advice and recommendations!

Alternatively, convert your first home into a short-term rental for higher cash flow if regulations allow.

Alternatively, you can consider investing your cash in passive investment opportunities with recurring cash flow.Should You Sell Your Investment Property?