A landlord policy can be a commercial policy or a personal lines policy.It's the same as asking if you should buy a single family rental or a 1 unit building.Focus on the coverages and disregard the name of the policy.

Yes, in theory a person can make CRAZY $$$$, and some absolutely do. 

Real-life reps, to me, means seeing properties in person, whatever your asset class. 

I’m from Miami would love to start an Airbnb in Orlando I can not say from personal experience.

Shadow/mentor a person doing it.

However, I have found local property managers to be very helpful in stating whether an area was difficult to rent, what the market rents were, and even personally knowing some of the tenants of buildings I was considering.

How much can you get on a personal loan?

If you put in the effort to source the right opportunity, you’ll find a way to fund it—even with minimal personal cash investment.It sounds like you already have the skills and experience; now it’s just about structuring the right deal.

Personal money How did you add value to the deal?

Required good credit, adequate reserves, full doc commercial loan with a personal guarantee.