For example I personally invest in Dayton, OH because of the steady employment from the Air Force base, health care, universities, and soon the Amazon Distribution Center.

Malls and Commercial Buildings will surely increase in a mammoth number with the aid of Regional Ring Road.

I'm based in Columbus and think it's an exciting market for the below key reasons:In general, Columbus is a pretty economically-stable city: centrally-located (massive logistics hub at intersection of 2 major Interstates), large finance & healthcare centers / HQs, state capital, and a top-5 university by size (Ohio State - 60k+ students).

It then goes into the piggy bank until 59 1/2, but your future self will be glad to have the big pile that can result from compounded returns in a tax sheltered vehicle.Before ripping off the band aid I would strongly suggest discussing with a licensed tax advisor or fee only financial advsior. 

Healthcare (and the Navy) are the biggest employers here. 

The integration of AI in real estate is not just a trend; it's a game-changer in making more informed and profitable decisions.How AI is Transforming Real Estate Investments:Tenant Experience & Retention: AI helps with predictive maintenance and efficient tenant communication, enhancing tenant satisfaction and retention​​.Lease Management & Optimization: Dynamic pricing and lease renewal predictions are now more accurate with AI, maximizing returns on rental properties​​.Risk Management: Nuanced tenant credit assessments and AI-driven security systems are vital in safeguarding investments against risks​​.Marketing & Lead Generation: AI enables targeted advertising and immersive virtual tours, attracting the right tenants and buyers​​.Financial Analysis/Underwriting: AI aids in accurate cash flow projections and simulates various investment scenarios for better decision-making​​.AI Applications in Real Estate:DataRobot AI Platform: This end-to-end enterprise AI solution provides insights for forecasting future real estate market changes and identifying profitable investment opportunities​​.AI-Enhanced Platforms: Companies like Rex, Redfin, CoreLogic, and Zillow use AI for various purposes such as communication between property maintenance teams and renters, automating property recommendation processes, and providing accurate property value estimates​​.AI in Your Business: Steps to implement AI in real estate range from identifying business areas for AI implementation to training your team and monitoring performance​​.Discussion Points:Are you currently using AI in your real estate investment strategies?

War in Ukraine, War in Taiwan, War in North Korea, Covid-25, serious change in election results, China economy collapse, maybe a change or advancement in AI that wipes out IT middle/senior managers or some other industry like health care. 

A good cash flow strategy aids in your PEACE OF MIND and actually provides a paycheck each month, and in many cases before you retire but certainly during retirement!  

The average person in many parts of Asia or Europe have far superior standards of living with decent affordable housing, education, transport and healthcare, all of which is severely lacking in the US.

But if force mind to say "ok, let's do this different, let's pretend everything with HOA is 100% correct" and look back trying to find how it all goes together, may learn some new perspectives in it all that can aid going forward.From what shared thus far, i have a feeling that things got adversarial early, and that entrenchment made any positive resolutions very hard.