If someone were to seek a hard money lender to aid in the finance of purchasing a property and the cost of the rehab for the flip, How would someone get help with this and what might they need to secure the loan?

loli'm with jon on this one. debt consolidation is a band-aid. quit shuffling money around and get to the main issue of debt. for those of you that truly are in debt and looking for options, i suggest reading 'total money makeover' by dave ramsey. it's a great foundation (and kick in the butt) to build on. while i'm not in 100% agreeance with all of his philosophies, i certainly am when it comes to SPENDING LESS THAN YOU MAKE AND PAYING WHAT YOU OWE!

Also how common is it for a student to pay a semester up front with financial aid?

I use AAFMAA (Army &Air Force Mutual Aid Association).

She is a professor and I'm in healthcare. 

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I got a solicitation in the mail from Bankers Healthcare Group, claiming this "invite only offer" to select pharmacists.  

Seeking a legal professional with specific experience to aid with a challenging issue on an ag property in Santa Clara County (hour or two south of San Francisco).  

No other Partnerships shown.Now silent partner is trying to push winemaker out with subtle jabs: dumbing on land, influencing potential lease holder contracts etcObviously legal aid has been hired.

The meteoric rise in prices might slow down over the next 12 to 18 months, but my personal feeling is that Oakland has gotten to the tipping point and might just make it over this time around.Drinking the kool-aid is fine, just make sure you get the cups without the cyanide.