I am hopeful once again because I can see there are thousands and thousands of people investing in real estate and they have done it without the benefit of "gurus".I am interested in wholesaling for now because I have little disposable income to invest. 

And if so , do you happen to have any info, such as who they might use to dispose of REO's you can give me ?

I'm considering options, but they're a bit bleak.Family - my family doesn't exactly have the disposable income to be dropping grands on any endeavors.Co-workers - they're all out of state (and some out of country); this may not be a good idea just starting off.Other investors - no track record, but possible in a partnership.Big banks - no job, no loan?

How to remove a garbage disposal (and not replace it).

Remove luxury items such as garbage disposals and sliding screens to prevent maintenance requests.

Property prices will then fall because the remaining residents have less disposable income and landlords will price their properties to keep them rented.

If you're investing with people who are gambling with their baby's next meal, things can go south much quicker than if you're investing with people who have disposable assets and income. 

There are tons of resources at your disposal here (forums, blogs, guides, podcasts, fileplace, etc), so make sure you take some time to familiarize yourself with the site.Good luck to you and let us know how we can help!

Once I got completely consumer debt-free, my disposable income skyrocketed.  

If someone had only just enough money for the down-payment on one of these properties and did not have any other disposable income to absorb unforeseen events I don't know if I would recommend them to buy it at today's prices...