As far I understood, a 6 unit property is not going to appraised via sales comps.

I understood that the FNMA guidelines allowed up to 10 mortgages but my bank says they only allow 4.I have other mortgage broker contacts who indicated that the other issue is that these three properties are condos and banks hate to do "cash out" refi's on condos especially sub-$130,000 deals (which all of these are).  

Read it, made sure I thought I understood it

When we started, we understood contracts and the importance of them.  

Who I believe has stated before that "wholesaling", as commonly understood, is illegal in Ohio.

Until your message has been received and understood, you have not communicated effectively.

I never really understood how much freedom this business would give you if you were willing to be committed, dedicated and accountable for your success.

It means that the concept of wholesaling is very basic and easily understood, but being successful and effective in the niche is not something everyone can do.Is it easy to send out letters?

Here's a document signed by the seller acknowledging they understood and accepted the risk."

Understood.