Some lenders offer creative solutions, like a cross-collateralized loan, where they use your existing equity as security without refinancing the duplex.Another idea is partnering with private lenders or exploring a second-position mortgage, depending on your lender's terms.

And maybe @David Krulac has some further ideas to offer ...

We get calls from newer investors often that have just bought a property in a flood zone that they want to rehab, but had no idea that the rehab was limited.

I really have zero idea what you think I should be disappointed with my PM about.  

Considering a BRRRR deal sounds like a good idea, especially since you just bought your home.

Quote from @Chris Magistrado: This is a terrible idea.87% of all real estate agents quit within two years.

For me, that was a huge amount of money, but the idea of their service was appealing to me.

So note to all owners of older builders - this is not a bad idea to include when doing a large scale rehab.Total labor cost: $13,000For the amount of labor and the materials he was including this was a really solid price. 

Hi.I am getting another multi family in forth worth And have no experience on the west side of that areaAll my rentals are in dallas Any idea how is the market in fw?

I agree with the others here that say you need to have some skin in the game, if you are going to live there yourself, get an FHA loan rather than owner financing, you can get a 3.5% down loan, personally I do not love these as they require  PMI which is an additional expense, and you also need  bring additional funds for closing at least for taxes, title, attorney and transfer fees . borrowing from anyone else for the down payment, to include a personal loan from the bank is not a good idea, those again will be higher int. rate.