The problem is, that's not proper accounting because a credit card is a liability, and doing this workaround will reduce your assets rather than increase your liabilities, which totally messes up your balance sheet and debt-to-income ratios.  

Also with plans to reduce industrial "intensity" in and around residential areas. 

Because the 8% is only on the principal that gets reduced each month and when that principal comes back in the door, its not getting reinvested immediately.

Another example of this is Newark, extremely strict laws making land lording a second job.When finding the right area to invest, towns with more lenient land lording laws and proximity to public transportation tend to be a receipt for success.  

Was it included as a credit/debit on the HUD so it should have reduced your cash to close? 

Since leveraging this tax strategy could save you significantly on taxes if you do qualify you might want to seek personalized advice, that's tough to get in a public forum, to avoid missing out or getting audited and failing audit. ...

Some programs will do the full LTV that a long term rental would have and some lenders will reduce the LTV by 5%.

Many local businesses that operate in the downtown area by the state park (including some famous attractions) close for the winter or reduce hours.

This reduces exit options and affects the value. 10) Small number of small units is the most expensive residential development there is.

Is there a way to reduce the amount of hours so you have more time for other activities?