If liability occurs from one property, it is restricted to the assets contained in that entity, i.e., the single property held in said entity.3.

The seller dug out the basement to increase the ceiling height which required  underpinning.

Newburgh Heights however, is not a neighborhood in the city of Cleveland.

Downside would be restrictions of use due to HOA. 

What strategies can I implement to maximize rental income from my first property, which I intended to convert into two units ( Unit 1:Main house, Unit 2: Basement sun room) but cannot due to zoning restrictions? 

The problem is that they searched for liens and judgments but didn't really do a full title search for things like restrictions (e.g.

It is crazy to me to see termites up at ceiling height, as I have seen a few times.  

I plan to build a 6 unit multi-residential building on the back of the property in the next few years which most likely will complicate keeping the current SBA-HEDCO loan due to restrictions of the loan.  

I'd remove them and plant a new one (that doesn't get as big) closer to the road or a few smaller shrubs  (max height 3-4 ft) along the chain link fence. 

Those loans do come with some restrictions and fees for the life of the loan.