So in a few months I think most of my pain points with them will have finally faded and I feel like I can count on them to manage the property professionally and make sure those owner draws are paid out on time.

Right now we are not selling anything or cashing out that equity - if anything I would look to acquire a property and find a HML that would cross collateralize one of my other assets so I don’t have to sell it but use it as collateral.

An escrow holdback does not count towards your 3% max.Depending how far into the process you are, you could consider raising the purchase price and do an escrow holdback if the sellers are willing so that it's net the same to them and you come with very little additional money. 

This amounts to lost opportunity because if you had purchased RE, at the closing it can start producing return. 5) ADUs detract from the existing structure whether this is privacy, a garage, or just yard space. 6) this is related to number 1, but there are many more buyers looking to purchase homes for their family than there are RE investors looking to purchase small unit count properties.

After a transformation, I import information from Stessa (it auto-injects info from banks) into a relational database, run a few queries, and then do a cross-tab query to bring it all together into a report. 

If you really want to welcome people to the community, you should be paying attention to what they wrote and reacting to that, not trying to be a welcome troll and get your post count up.

The property negative cash flows 400 dollars a month (not counting unexpected repairs), but I gain about $15K in equity each year paying down the mortgage. 

Does it vary depending on property type and unit count (SFR vs Multifamily, vacation rentals vs. long-term rentals)?

The thought of buying near colleges has crossed my mind many times: an abundance of tenants & cash flow!

Regarding “Fraudster” – I believe we’ve crossed paths in a few events or calls, and I’m familiar with your name.