Cash flow is definitely the biggest challenge; both in terms of finding properties to buy that cash flow with a loan on them and just company wide given interest rates and labor/material is up and, at least where I'm at in Jackson County, MO, taxes are way up too. 

We currently have a DSCR loan on this property and paid $180k for it. 

This year I may see if if I can get a construction loan to build 20-30 apartments, then refinance with an asset based lender. what markets?

With my situation of not being bankable, would DSCR loans still apply to me?

Sometimes you will get a seller who comes back and declares they want off of the loan, or a nasty letter from an attorney saying that you ripped off their client, or a letter from the State Attorney General that you get to visit them in their office.

Maintenance/cap ex, insurance, if a rental PM, bookkeeping, misc.The fact you have a loan means 1) leverage 2) equity pay down.In addition, there are tax benefits.So I will do some rough underwriting as an OO non-rental at 95% LTV (because FHA has some undesired consequences that make the 1.5% difference in LTV worth avoiding the FHA).equity paydown: 20% (using OP interest rate at 95% LTV and not counting closing costs). 

That being said, I had to translate a lot of documents on my own for the loan process, so there was more effort involved.

He works with us often here in Chicago, but can service loans across the country!

It's possible but going to be expensive and I would think they would want some collateral on the loan as well.

I have used HELOC's and Stock Margin to purchase properties before since my wife and I no longer have a W2, DSCR loans will be the primary resource.