And on top of everything, I think the last thing about my returns,  it’s absolutely 100% possible because it’s exactly what I’m doing and I’m not trying to sell one piece of property so like the old saying says when you assume you make an *** out of you and me so stop making assumptions if you don’t know have a clue about my intentions which really are exactly as I stated in pure nature and when I get out of it is a group of people I helped and in the future, I hope that comes in handy, and I’d like to prove you wrong so if you wanna direct message me, I’ll give you my email show you everything and show you how much of an idiot you are

Hi Ashley, fellow New Jerseyan here.I want to address a couple of your assumptions here, especially as they pertain to the CNJ/SNJ market:1) Rentals are in huge demand everywhere in NJ.

Closing on a loan assumption any day now in Whitestown, Indiana.

Make your assumptions, and make your plans.

I’m taking a risk in the assumption that the interest rates will or may go back down sub 5 percent.  

I made it by, but was never able to refinance due to various circumstances and none of the mortgage companies (it switched quite a bit) allowed a loan assumption to put it solely under my name.

All the points you are making support my assumptions. 

If you're a buyer agent finding off market deals, you can now charge even more for your service due to the extra headaches.Some of realtor folks here are always making funny assumptions :-) why in the world the part time agent would get flushed out, the other way around could be happening too because as the cake is smaller, it's almost no make sense to have living as full time agent lol also there's no such thing as good and as bad agent, if good agent offering 3 percent and lousy agent could offer 1 percent , buyer can still flock using the lousy agent. 

It challenged my assumptions, so I thought I'd share the key points:- Rents up 25% since 2020, but wages only 22% - ouch.- 50% of renters now "rent-burdened" (>30% income on rent).- Landlord costs skyrocketing:      - Insurance: +30% (thanks, climate change)     - Utilities: +30%     - Property taxes, materials, maintenance all up     - Even lawn care and cleaning services cost moreThe article argues these costs are being passed to tenants, not just padding profits.

What rates and leverage are you using as your assumptions