Eventually, Class A property values increased to the point that even increasing rents didn't allow them to cashflow upon purchase.So, the flood of new investors switched to buying Class B properties.

Also, gifting real property generally would require an appraisal as well, which could increase costs, too.  

Deep down, he worries he’s not successful, confident, or attractive enough to "deserve" a beautiful partner.

@Asher M.Possible, yes but like your lender pointed out it's going to be difficult to pass the self-sufficiency test (SST) for a legal 3-4 unit property.

I have all my reserves tied into the project since I did not do funding for these but rather self funded.

Then plan and design how you're going to deploy that cash via what strategy your wife and you have confidence in.I use a excel or google doc and my first sheet would layout all of the details of the sale including all costs that go into getting closed.

.- Working a W2 as a firefighter, posting and consuming content- Leaving my W2 to dive deep into real estate investing and working as an agent... and still watching/posting content all while business was ok - Deleting social media apps (one have one on my phone that I use 10 minutes or less a day), diving deep into building my business and skills which have drastically increased due to pure focus and increasing my business significantly- moral of the story... focus on the things you need to do in business (dollar productive activities) and life experiences while reducing consumption will increase your success  

Remember, the notion of amassing wealth without investing is a dangerous myth perpetuated by self-proclaimed experts.

FHA Loan (Best for House Hacking) 🏡✔ 3.5% down option (keeps more cash for reserves)✔ Must live in one unit for at least 1 year✔ Mortgage insurance increases costs✔ Good for maximizing leverage if you want to save cash for future investments3.

I am a rookie investor hoping to purchase my first property within the next 90 days.Kwanza Hi Kwanza,The first thing you'll need to decide is whether or not you want checkbook control of your self directed IRA.