You have $606 after tax dollars to spend on the rest of life's expenses, including investing, buying flowers for your significant other, cell phone bill, water/electric/vehicle expense/food/childcare/hair cuts/vacation. 

Shorter-term holds provide a better vehicle for accomplishing those objectives.

Only 10,000 are electric vehicles.EVs are only affordable with heavy subsidies, and even then there is good evidence that they cost more for the user, the environment, and society in general.Just wait until the electric grid collapses.

I have only been using the bank accounts to pay business/property bills and pay down related debts, he has been using the business bank account for anything and everything from purchasing vehicles to other personal non related investments.

A quick summary:   A Qualified Opportunity Fund is an investment vehicle organized as either a partnership or corporation that holds at least 90% of its assets in Qualified Opportunity Zone property.

Multiple, billion dollar companies are investing heavy in our area, such as Intel, Google, and Amazon.

Are any of your debts on a vehicle you could sell and downgrade while you work through this?

Save yourself the time and headache of building your own spreadsheet and use the calculators to do the heavy lifting for you! 

Don't get into a heavy rehab situation.

Needless to say, real estate investing is a long-term wealth vehicle.