Good morning BP,My situation is a bit sweet and sour.

Just like I have to hire engineers to do my engineering work  when I build a subdivision... you have to pay for those disciplines you cant do yourself.. its pretty vanilla stuff really and should not be more than 1 to 1,200 buck arros for everything. and since your giving him a sweet heart deal not sure were the heartburn is..

Hot market is where you go for listings to get your sweet commish.

I have a flip property on the market that has not brought anyone who qualifies conventional (FHA sweet spot $189k).

Additionally, they're all owned by investors, so you're less likely to find a seller who is willing to part with it below market and not have it listed publicly.I'll end by saying this; Since I first discovered Bigger Pockets many years ago, people have been posting that the next market crash was going to happen and that they were hoarding cash so they could pick up sweet deals afterward.

Unfortunately, the bank sees my paystubs through this other company that's a temp agency and U/W throws a fit about it and denies the loan after Ive been working my tail off the last month to get them what they need, including a signed letter from my boss at Samsung stating that it is extremely likely my employment will continue for as long as I should choose.My payments currently are 931.85 and under the new loan would be 1189.xx, I receive rental income that covers that amount every month for 2 of the bedrooms, however we decided not to use that income because they could have looked at it as an investment and the terms wouldn't have been as sweet.

Even at fixed 7%, this is a pretty sweet deal.

Those are some sweet deals right there Cody.

I really never wanted that but the sweet talker wooshed is into it $26000 my bf then told me that if we can do this we cAn get a house together so I signed the paperwork.

Sweet, thanks @John Woodrich, that makes a lot more sense to me now.It seems to me that CapEx would be extremely dependent upon the property itself, since it varies widely due to the health of the subject property in question, and it would be best to do it by evaluating each of the major systems and allocating a monthly replacement amount for each,Repairs and maintenance seems like one you could definitely get away with a percentage, though it would still need to take into account the general health of the property.Thanks again!