For mortgage pricing, credit scores are tiered and you could easily find yourself facing a higher rate if the score drops by a mere 10 points.If I were you, I would instead find a good deal and take it Every borrower wants the lowest rate Josh, but you have to be in the drivers seat in order to find low pricing.You also haven't stated what the loan amount would be.

One was a truck driver who just moved here from Ohio.

Remember that as the buyer, you are in the drivers seat   there are many houses that you can buy, make the seller convince you that this is the house that you should choose.To your successJosh

It can be done but the biggest cost driver was that bureaucracy.

That screw driver stuck in the wood is approx 3 inches long (minus the handle) Thus, I call this, the "Land Down Under" Anyways - canceled the deal, got my earnest money back.

I am 22 years old,  recently married,  and work a full time job as a beer delivery driver.  

I think it could add value but not where we are at.I wonder if it would be used by other non-guest EV drivers in the area if they need a charge.

Today, I would be more cautious as I feel rates will be going up over the next few years (and HELOCs have adjustable rates), and as I feel the market is very hot (my Uber drivers talk about investing in Real Estate all the time, reminds me of that old saying when your cab driver talks about investing in something you know its time to get out).

My goal was to replace my corporate income. so my # 1 driver consisted of cash flow..My niche affordable homes..

Of course word of mouth and networking are crucial and have always been a major driver of growth (and sustainment!).