I like Michaels Quarles' model of wholetailing if the property is good enough for re-sale.

Because just not wanting to move is NOT a good enough reason to buy it!

You can also find investors in the immediate proximity who might consider a flood zone project with a good enough discount.One investor I have talked to was pleasantly surprised by the flood zone red tape not being as bad as he expected.

Start putting those strategies into action, and I'm sure that when you find a good enough deal, the Buyers will line up.

2-3 should be good enough. 

However I was asking questions to a couple lenders and all of them tell me that the under writer of the loan most likely will not approve the loan because I don't have a good enough reason to go from a single family to a multi-family unit.

If you negotiate a good enough deal that pays you then complete the transaction with the investor to buy the house you have under contract.

You're not really that far apart and should be able to put a deal together where everyone feels good enough to move forward. 

If your contractor changed the size of the boiler and didn't skim it I can totally see why the heat isn't good enough.

My biggest fear (more of a concern) is that I don't make a good enough impression and he takes his money elsewhere.