Each state will have their own regulations that dictate the Max LTV you can have on a HELOC and Cash Out. 

Letting people dictate my timeTenant will get X done by Y time.....delay.....delay.....delay.....why am I waiting?

Your pick there will dictate what asset you’re looking for almost as much as other “goal factors”.

You are letting the tenant dictate the terms they will honor you with their tenancy.

If so, the auction terms will likely dictate the seller pays these off at closing, this is the norm.

Your contract language will dictate, but if a release was signed it usually cancels the contract.

Your exit strategy will dictate what's the best course of action.

In fact, a good HOA can actually assist in securing your investment.I know the drawbacks are that they can dictate the outside, but as long as the rent and ROI is good, who cares?

So the area and the property will dictate prices more than a broad brushed price adjustment.

For example trying to move the numbers around too much to make a deal work or just overall letting emotions dictate your decisions when looking for real estate and getting overwhelmed from all the other things you have on your plate at the same time as trying to start off investing, thanks in advance.