DTI < 33%Some inconsistencies that I am discovering in the process- Some lenders requiring a hard-credit pull vs some ok pre-approving me with just a soft pull- Some lenders willing to share a loan estimate sheet with exact costs to close, vs some keep insisting that they "need to run the process to get the loan estimate" and that it can only be done after I get into contract.Just before going into a contract, I would like compare all of the pre-approvals and compare their rates, exact cost to close & potential time to close & then pick the best one to make the offer.Ideal scenario- Pre-approve based on a soft pull (so I don't get my credit score dinged every time I work with a new lender)- Share loan estimate sheet with pre-approval for a potential propertyAm I asking too much from the lenders?

After fully renovating both units, I refinanced to pay off the loan and held it as a long-term rental.

so the software that I use, "can" see inside the house by comparing photo between pre-flip and after-flip from house in particular neighborhood.

After staging, it was sold to a retail buyer for a strong profit, demonstrating the potential for significant returns by buying from motivated sellers, renovating strategically, and selling at retail.

After the improvements, the property was staged and marketed to retail buyers.

But yes; if a rental generates net income after all expenses that is still taxable. 

Quote from @Maxwell Servais: I have a tenant in my 4-unit property saying that hot water runs out after about 10 minutes.

After consulting with our contact at Airbnb, we were told they were ranking on page 13!!!

I'd be happy to talk with you further about how to leverage your real estate license in pursuing your investment goals.

Once you go above $125k/unit you start to get into the high end areas that won't have very good rent/price ratios and are under the 1% rule mark for turnkey stuff.Neighborhood wise in the city the "East End" is where the most expensive real estate is since that's where the universities and a lot of the hospitals are located.