I'm told that Cuyahoga County routinely allows for the repayment of delinquent property taxes over 24 months without interest.

You know the routine.  

and you may not need one up front as well if you know a little about what your doing.30% on small loans is not out of the ordinary I do those all the time. and much higher actually the smaller the loans the higher the return.. those borrowing the money know this.. what you need to do is check for usury.. my deals are equity deals so they are not loans.. so usury is not an issue for me.. that's how I can make 50 to 100% apr routinely. but I have 40 years at it..

I don't have a third, its routine maintenance at this point.

@Jared AdamI would suggest taking a step back from forcing yourself to do a rigorous routine every day.

According Grant, whatever you normal realistic goals are multiply them 10 times (10X ) then figure out, how you can achieve them.3 Walk the WalkYour daily activities & actions must match your goals, if you have aggressive goals, you need to have equally aggressive daily activities & actions to match your aggressive goals.Goals are just wishy washy, talk the talk unless you back it up with aggressive hard work & be willing to walk the walk.You need to work hard & smart, it is not uncommon for successful people to work 60-80, 100 hours a week to achieve their goals.4 Develop Great habitsHabits are routine things you do daily basis without too much thought process.

However, she has fallen in this habitual routine of paying at the end of the month.

We give back with scouting and Vet stuff but still kinda finding a routine and hobbies.   

As a result, I am currently unable to make a routine capable of producing consistent results until I know exactly who I should be talking to.

But, it doesn't bother me since I routinely sweep the incoming rents into my regular bank account.