The escrow does figure into the numbers, because that is prepaid taxes and insurance.

I can argue both sides. Should someone "running the numbers" of a multifamily property include management fees when determining NOI to determine cap rate?
Professional management is optional and has a fixed cost/perc...

Hello Bigger Pockets Community,I have some multi family properties (total of eight units) and the property management company has a shared bank account so they can deposit rents and then debit expenses with co-sign ability.

I’m paying down debit and working with the Lexington law firm to get stuff removed.

Here are the numbers: My current P&I payment is $1,707, which is a total loan amount of $386k at a 3.375% rate.My offerings are: Option 1 - 2.999% - 30 Year Fixed - Cash Out - About $8-9K back2.999% Interest Rate with 2.87 discount points (discount points are a pre-paid buy down on the interest rate over the life of your loan)Loan Amount $412K (max cash, based off of $515K property value.

We prepaid the property taxes for the remainder of the year (Sep-Dec) when closing.

@Lena BransomPersonally, having a property in a separate LLC is overkill.Imagine you getting to 20 properties and then having 20 different account numbers, 20 different debit cards, 20 different checkbooks, etc. 

Scammers will ask for prepaid credit cards or for you to Venmo them money in advance for due diligence fees.

Going into her bank and having the bank give her a "Secured credit card" where she puts money into an account and they give her a card like a debit but it reports to all (3) bureaus (Not a debit). 

If you’re interested in investing start saving in a bank account you don’t use, not your debit card account, money towards a down payment for a mortgage.