That is why it is hard to get regular real estate loans on assets valued so low, the cost of the refinance makes it so you are paying higher than they can legally charge you percentage wise.

could it service the debt on $1m?

They aren't planning to keep the loan even if they remain the servicer you make payments to. 

The nuances in state regulations require an expert who understands how to expedite the process within the legal framework.

I believe in servicing both owner and guests.

Also go through a servicing company for payments to the seller, escrow can probably help you out with a recommendation for that. 

Thank you for your service to our NextGen.

$25k is only 4.16% of your new purchase price, heck of a deal.Thank you for your service and let me know if you want to talk any more details and run actual numbers based on your situation.

This may result in late fees and eventual eviction if not cured within the legally provided time. 

In Cumberland, a good 60+ % will qualify for this service.