There are a few, with an emphasis on few, lenders that will lend future value (Jeff, I know one that will lend in CA but other states I do not know).

In its proposed rule HUD provides three examples of offering or negotiating terms of a mortgage loan: (a) presenting mortgage loan terms to a borrower for acceptance; (b) communicating directly or indirectly with a borrower for purposes of reaching an understanding about prospective loan terms; or (c) recommending, referring, or steering a borrower to a particular lender or set of loan terms, in accordance with a duty to or incentive from any person other than the borrower (emphasis added).Presenting Mortgage Loan Terms to a Borrower for Acceptance.

Did the bank not put a lot of emphasis on experience?

We should partner up on something, I'm currently wholesaling with an emphasis on short sales, REOs, and SFRs.

(I'm motivated) Looking to connect and develop relationships.I like BP's emphasis on relationship and integrity first.

I'm a little put off by its emphasis on getting "quick cash"

Thank you for your extra emphasis on this point however, as it is critical.  

There is a lot of emphasis on fair housing laws and how to do a cma. 

I graduated from college with a business degree with emphasis in real estate and I went ahead and got a broker license in 1980.  

As I mentioned above I think the Fed is trapped and it's not just me, here's Tim Duy's take on the latest Fed Statement [emphasis mine]:The FOMC statement provides little new information about the timing or pace of future rates hikes.