(I know, nothing is certain but just hypothetically) and all cash out loans are not created equal. if you have a lot of equity you can borrow up to 60% with the lowest rate possible, which would be close to a half point lower then borrowing up to 75% loan to value. 

With 400K my initial thought is doing a BRRR/Flip that is close enough for you to be hands on.

I'm in Peter's course and maybe it is different for me but I get my 10k back after doing a deal(s) worth $500k which is easy to do really.. feeling close to getting that done in the next few months.

My answer, yes I currently am buying a $165,000 property in Phoenix (not listed on the MLS) using one of my methods to find, using only $5,871 plus closing costs of my money.

I am looking for a means to close the gap between the cost and income from that house.

I have close to 30 units which are all doing MTR and are managed by us.

While there’s no perfect formula, there are a few methods you can use to get as close as possible:For maintenance and repairs, a good rule of thumb is to budget 1%–2% of the property’s value annually.

Hello @Hudson Filippi FHA does have a One Time Close construction loan that will allow you to build a home.

The entrance near Mariposa is more subject to rockslides and gets closed more often.

A deal that’s “close” but not quite right can still cost you big.