Vigilantly monitoring and optimizing your cash flow to ensure it adequately covers your debt obligations can safeguard your investments and strengthen your relationship with lenders.Vacancy per Unit Type: A novel perspective shared by Gary was to focus on vacancy per unit type rather than evaluating the building as a whole.

This is an issue that wasn't adequately conveyed to the OP, which illustrates the dangers of taking unlicensed advice.

I don't add in fluff, I just think that's how much it takes to adequately explain the topics at hand.My number two piece of advice is: be patient and persistent. 

Faster return of capital can deliver back lower interest income while providing adequate returns.So let's compare the above 180 period with the entire remaining loan:So here we can see our brown shade, which is investor capital recovery, thins out and extends.  

That will keep your tenants long enough to get into warmer months and gives them adequate time to prepare for a rent increase. 

Do you think that under 350~375$ not adequate? 

My DRAFT:"The Tenant agrees to obtain renter's insurance at his own expense and with adequate coverage for the duration of the lease agreement.

I was looking at it today, and it looked adequate to me.

It does not sound like either deal had a adequate CMA performed.

I would look into creating a series LLC and see if you feel like that will give you adequate coverage, and then consider forming a trust if you want additional protection.