Gen Z is Gettin HandyOne glimmer of hope is the new Generation Z folks are getting interested in the trades.

Planning to purchase in Phx,Az and surrounding areas, my equifax score is 700, experian 645,no debt whatsoever, have 1099 for 2022 and 2023 (required 2yrs), on my 1099s it says i make 135k per year, do not have tax returns (yea, yea), im planning to first start with my bank wells fargo.This would be my first home and at 1st plan to live in it, possible house hack, going for a -$300k loan. should i go traditional, fha , i plan to be on a fixed rate so I dont get surprises later on.In my situation, what down payment amount do you think will be needed .

I spoke with many of disciple-like followers that came to the summit for Pace and had bought into his $7800 sub-to program, but none had implemented the teachings or made any real estate transactions whatsoever.

You can get a new job, get a promotion, and learn a new trade.

@Kerry Noble JrI thought trade lands were bought when the owners have no use for them.Therefore transferring their credit to the person who purchased them.

However, I have almost no trade skill knowledge so I'm looking at demo, cleanup, yard work, etc. type of jobs. 

-We have debt pay down, as our tenants progress through the mortgage-We have tax benefits that enable us to trade up or simply claim deductions.What refinancing does for YOU is allows you to catch those profit centers.  

I have not done a 1031 exchange, but my understanding is that often times people do that to "trade up" to a larger (or bigger) asset.

There are trade-offs for each city, so you need to better define your goals.

@Jerry Zhang - What do units normally trade for in the area?