Instead of contributing to retirement at work, put that money into the next house.

Your former boss (retired) inspired you how?

You might get more value from a financial planner or accountant if you want a little more help, such as retirement planning.

At my peak had 27 electricians, the last 2 just retired.

I will be retiring after 35 yrs. 

If they dont have a product for you ( and it will cost you probably about half of what HML will cost.. then you will have to start looking at HML.other thing is friends and family or borrower from you retirement account.

If not in good health or old, how close to retirement home at $10,000 per month?  

Some of my biggest issues finding someone were from the trusted vendor retiring or limiting their business.  

If you are younger and seeking to rapidly build a cash flowing portfolio, if you are wanting to continue 1031'ing into bigger assets, or if you do not have the cash to take down entire deals without financing, leverage makes a LOT of sense.If you are retired (or rapidly approaching retirement with a level of uncertainty or concern about what your post-retirement income will look like), it could make sense to begin paying off properties so that you reach a point where your expected monthly cash flow will exceed what you need to live comfortably after retiring.

You need to look at the credentials of the person offering the education and whether it is him offering the education or just one of his assistants.The cost should also be reasonable, in my opinion.If you are taking a class, not a personal 1v1, I don't understand why a class would cost more than $100 an hour.If you are getting 1vs1 communication, I can then see it costing $300+if the person does not have an visable experience, I would not consider paying for the experience.I also question these investors being oversold on someone they don't need.In my opinion, a person can retire by getting 10 homes backed by fannie mae / freddie mac loans.The oversell to getting outside capital to get a large complex is likely being sold to investors who don't have / make a lot of money.