Had the same thing on a tenant that moved into one side of my duplex recently.Get's her paycheck put a debit card, no checking account, so she couldn't do the online option we planned.

Should I use any prepaid legal services?

So I assumed the lender's title insurance can be capitalized as part of the cost basis and depreciated for 27.5 years.3) Prepaid Home Insurance. 

I'm allowing them to apply their pre-paid last month rent to the month of November.

There are also bookkeepers who don't know a debit from a credit.

Noticed my loan lender closing cost details shows they charged 10Months Property tax prepaid.

I take 2 accepted methods of payment: auto debit, etransfer.

The information below was provided by a Loan Officer for my Closing Cost as the Buyer/Borrower and Title Company for the Seller's Closing Cost.Loan Information$185,000 = Loan Amount$9,250 = Conventional Loan Down Payment (5%)$4,980 = Estimated Closing Cost: (Processing Fees, Underwriting Fees, Appraisal, Appraisal Review Fee, Title Insurance Services, Settlement Fee, Administrative Fee, Courier Fee, Owner's Title Insurance, Lender's Title Insurance, Recording Fees, City/County/Stamps, & State Tax/Stamps)$2,120 = Estimated Prepaid/ Estimated Reserve Cost: (Daily Interest, Home Insurance, & Property Taxes)$16,350 = Total Cash at Closing from Borrower$1,000 = Estimated Monthly Mortgage Payment: (P&I, Hazard & Mortgage Insurance, & Real Estate Taxes)Seller Closing Cost$0 = Agents Commissions: (No REA involved in this transaction per Seller's request)$900 = Total Cash at Closing from Seller: (Estimated Doc.

the prior comment about closing earlier to middle about hte 45 day until debt is due is true, but that's because you've already pre-paid it...This is real estate investing. 

I imagine, 80% LTV long term amortizatized debit under 5%, no balloon, no early payoff penalty,