On public websites, I see some options to acquire a duplex in central Los Angeles under $550K which would require at least another $50K of work if I do not outsource most of the labor.

They were NOT interested in our logical reasoning:(Regarding getting out of your current PMC contract, suggest you read the contract to determine your options.

Quote from @Stacey Wells: Hey everyone,I’ve been researching different funding options for real estate investments and business expansion.

Also look into various self-directed options as @Dmitriy Fomichenko stated.

You will likely miss some deductions using the commercial tax software but it’s the cheaper option and starting out a couple hundred dollars in deductions missed likely isn’t that big of a deal.

Would love to know if any other mortgage brokers are aware of other options? 

I was going to do that in an attempt to get creative with my financing options so that there are no liens on it and I could borrow against it as an option.

Sometimes cities will allow this, but it depends on local zoning rules.If neither option works, it might be worth consulting a real estate attorney to explore your options.

Keeping it broad gives you options.

Option A would allow me to keep it as a long term rental .