We have been pulling our hair out trying to guess the market what if's. 

We went in with a laser tape and measured walls, cabinets and floors.

I know it sounds like I'm splitting hairs but some banks write HELOCs in their residential department....which won't write Investment Properties.

I know it sounds like I'm splitting hairs but some banks write HELOCs in their residential department....which won't write Investment Properties.

If you have the FICO you could apply for a HELOC after you close, but it will be full doc.FICO of just a hair under ~820 and TransUnion/Equifax are 790+.Taxes might be a bit difficult, as I was in Grad.

I know it sounds like I'm splitting hairs but some banks write HELOCs in their residential department....which won't write Investment Properties.

Most of the homeless that are visible in my area appear to be 20-40 year olds with tattoos, odd hair and reasonably physically fit, with most of their teeth and missing other telltale signs of meth (most common) or other addictions.

And yes, I really do not get a good feeling about tatted head to toe women and people with weird hair colors and piercings.

Back when I was in the service only married guys pulled this off because they were the only ones (enlisted) who got enough money to be able to buy something; with my war pay I was making a hair over $12k as an E4 when my enlistment ended!

I also purchased a laser tape measure so I can verify bedroom and other measurements quickly.