Some are in my name, some are in the company name so that might help but I am a 1 person LLC, a disregarded entity, so, yes, I need to talk to a CPA.  

LLC stands for limited liability company not corporation. do not setup a s corp for rentals, you might get hit with self employment tax. also C corp is not for rentals lol. tax designation for LLC for rentals is either disregarded or Partnership. please dont take advice of people on forums on legal matters. 

I told him I can send it through a title company but he disregarded that idea.

I have one from Chase and one from Barclays, both of them had good sign up bonuses and both don't report to your personal credit after the initial approval.For taxes the LLC doesn't matter anyway, it's disregarded and the rental income and expenses all go on Sch E of your personal tax return.Good luck!

If you are just flipping then disregard this part.

If you already do this, then disregard!

Hi @Ravi Singh, If the LLC is a single member LLC and a disregarded entity, then you should be OK because it is treated as if you are the owner of the real estate anyway. 

Since the entity holding title would be a disregarded entity (I believe) that none of those will eliminate the cost from your DTI.

If you paid your llc, disregarding your son and his lower bracket, your expenses/write offs would be no different, but any “profit” going thru your llc would become taxable as ordinary income (with SS/med taxes) as opposed to the passive rental income it is now. 

And if you wanted to use disregarded LLCs for your purchases that is fine as well - at least for the LLCs that have either only or only her as the members.Since you've got some time between now and then you could also explore setting up those LLCs now even if they will be regarded entities.