You'll get opinions all over the spectrum on exactly where the balance is between paying down debt and using cash to invest, but in my experience, when someone uses words like "horrendous" and "crushing" to describe their debt, the one and only priority should be paying it off as fast as possible.I think it's a mistake to overly focus on increasing income. 

Studies show that most millennials want to own homes eventually and they are only just now getting to a place in their lives where they are able to.Income and median household price disparity is greater now than in was in the housing crashResearch shows that income increases at the high end of the income spectrum can increase prices for lower end homes.  

Curious to know how others are managing business.I have heard all ends of the spectrum when it comes to the business process of a wholesale transaction. 

Will start with the left and move towards the right end of that spectrum as time passes; just trying to get some capital infusions going.

But yes, there is a spectrum of the quality of the wholesalers, from bad to professional.

I live in Irvine as well near Irvine Spectrum.

I soon learned that it is almost impossible to sell a non performing note for any sort of value on this platform; you would rather just keep it ( these are all $25 notes).After about 1 year of this strategy, I went to the other side of the spectrum and bought a bunch of notes in the A-B grade with 6-11% interest rate.

Some agents on here will disagree with me on this, but the amount of lag time is a matter of tradeoffs, and those tradeoffs are very much based on the individual.Two ends of the spectrum:-- If you completely max-fund (sometimes called over-funding) upfront, up to the MEC limit, you have more cash value available sooner and the IRR on cash value is a little better.

You should have enough equity not to bring any cash to the table.Is there anything you can do to the property to get it on the higher end of the rent spectrum?

Most properties around the country with high cash flow are those in the bottom half of the spectrum.