We use DealCheck to underwrite deals and QuickBooks Online for everything related to accounting and budgeting.

I have a large lump sum saved in an investment account for down-payment and any additional costs.

@Mary Jay this is a question about ACCURACY in accounting. 

It was mostly due to my day job income and low cost of living over a long period of time; however, real estate accounts for about 50% of our income through a small portfolio of short, mid, and long term rentals. 

We plan to stay in this house for more than 5 years unless another great opportunity arises, but maybe it is best to allocate a bigger portion of savings to our real estate investment savings account than our home improvement savings account for the first few years.

However, I got caught up during creating my listing because it looked like I needed to have another account (Stripe?

You can still get positive cash flow even accounting for a PM - tons of my clients do as well!

This absolutely sucks, they should be held accountable.

if you have an LLC and both properties are under it, you just need 1 operating account.If both are under your personal, 1 bank account specifically for the rental is enough for operating.Security Deposits should always be a separate account altogether.

Acquisition people, asset managers, finance/accounting roles are all needed to run properties, even if the property management is outsourced.