I'll let others chime in on their experiences, but from a motivational perspective, I think attending live events and getting the "conference high" is something that only happens through in-person connections and being in the same room with investors who are eagerly pursuing their real estate/financial goals. 

If your goal is to just payoff the hard money loan, and you plan on refinancing again in the next year or so, conventional will be less expensive.

These qualities are far more valuable than the numbers in your bank account.7.Set clear goals.

I would suggest starting with what types of investments you would like to get into and goals.

We are not the right choice for everyone, but we do help hundreds of investors every year start and progress their investing goals. 

Real estate is an excellent avenue to help you achieve those goals, especially since it can create both passive income and long-term wealth.

Our goal is to bridge the gap between real estate investors and tax & financial advisors who truly get the nuances of REI.This tool is all about connecting folks like you with advisors who aren't just about managing investments or doing basic tax returns.

Both options have pros and cons, and the right choice depends on your lifestyle, experience, and long-term goals.

Evaluating the numbers, lending preferences, property condition, and location will help you make an informed decision that aligns with your investment goals.

Id be happy to discuss your needs and goals and see if we could be a good fit.