Your ROE can decline the longer you hold the property.What's more dramatic is the following:By holding your SFH you earn:1. $100,000 FMV at 3.9% Appreciation annually.2. $100,000 FMV less land value with annual Depreciation/27.5 years.

With that said though we know of far too many people who have been wonderfully successful with SFHs and after building a portfolio having one home vacant isn't dramatic.

I have to say, however, the over-riding difference of eXp is that it's dramatically changing the lives of Realtors-  Realtors who've worked long and hard changing the lives of their clients and are finally receiving their due reward... and it's catching on like wild-fire!

My only add would be that we have not yet begun to see the dramatic effects of the recent massive unemployment numbers.

A couple buy highs can overinflate a block's value and then deflate it dramatically in a year when they sell low or quit the renovation and allow the cycle to start again, but for the wrong reasons.

It allowed me to leverage myself dramatically faster to get started.

The market won't have a dramatic shift this year unless interest rates spike.

I am being dramatic here to make a point that this is a drop in the bucket. 3.

For the knowledgeable person it offsets the risk dramatically. 

Inventory will change dramatically when the moratoriums and forbearance is over.