But if that someone is you, the payment is taxable income.  

This reduces your current taxable income, and puts more money in your pocket today.

We have great +750 credit scores, a +6 month emergency fund, money set aside for the down payment (both emergency fund and down payment are cash sitting in a high yield savings and rolling 4 wk treasury) in addition to a taxable brokerage account I have built throughout the years in the event we need to leverage it for a pledge asset line.

I want to point out something about what @Theresa Holl said.All those things are very cool and would be nice to offer, but they would constitute significant services which will change your taxable status.So you really have to balance those sorts of special experiences or offerings.

Need to understand your taxable income as well to know if it benefits holding them for depreciation.

Unless it's done well in advance of a sale, the IRS views the refinanced loan proceeds as taxable boot since it is equity that won't be reinvested as part of the exchange.

If 401k funds are rolled over, is that a taxable event? 

Generally, when you redeem reward points for flights, hotels, or rental cars for business purposes, the IRS considers the fair market value of the redeemed rewards as taxable income.

When you fill out the worksheet on page D-14, the cumulative depreciation ends up taxable at 25% (Schedule D Tax Worksheet page D-16, lines 35-40).

Generally unless the policy is a MEC loans are not taxable. a MEC is a Modified Endowment Contract and would mean that the cash put into the policy was too much too soon for the IRS’s liking.