However, I notice that Personal Injury is not included and I'm thinking that may be important to have for a Short Term Rental.

It essentially includes having a buyer for a specific property BEFORE entering  in a contract with a seller.  

So far, my normal guy has quoted me $15,000 for labor, trash and debris removal and equipment rental (no materials included).

Co-living isn’t just an alternative to traditional rentals—it’s a way to maximize cash flow, lower risk, and attract investors.To make this post more insightful, I’ve included graphs and visuals that break down the key benefits of co-living and why serious investors should be paying attention.1.

We'll double check that wind is included in our policy, that's a good point.

We would just go back to PropertyMeld, but there is not integration.2) reports. reports are very limited in the information you can include on a report.  

I own 32 properties myself and have bought and sold over 300, including a few apartment complexes.

Unlike long-term rentals, STRs can be treated as non-passive, allowing depreciation deductions, including bonus depreciation (40% in 2025) on eligible assets.For tiny homes, tax classification matters:If mobile, it is considered personal property, allowing 100% depreciation under §179, subject to income limits.

This includes a hotel, winery, mobile home park, parking garage, debt fund, etc.

@Blaise Bevilacqua - I agree with the added expense items that others have called out including vacancy, repairs/maintenance, capex, unit turns, and low insurance.