I just spoke with someone at a monthly MTR meet up I host last week who took this course.

Many people juggle lines of credit to meet current obligations.

Meets at the Dave and Busters in Euless.

A lot of private or hard money lenders won’t mind if you live in the property while you’re fixing it up, as long as you meet their terms.

Another pro for a HELOC is not having to meet a HML's requirements for a loan (insurance, draw schedules etc....)

@Jennie Berger The RS-3 Zone allows for Single-Family residences & 2-Flats as "Permitted Uses"; however, the RS-3 Zone still requires 2,500 sq.ft. of lot area per unit (i.e. 5,000 sq.ft. for a 2-flat) unless the lot meets the exception for the characteristic of the block as previously mentioned by Nicolas; then it can be reduced to 1,500 sq.ft. per unit in order to construct a 2-flat.

Meeting its standards makes these loans eligible to be purchased by either Fannie Mae or Freddie Mac. 

It'll be fun to grab coffee and meet up! 

There are some great meet ups in your area I'm sure and a lot of people at those meet ups are more than happy to chat and give ideas and answer questions.

Or you can directly meet them by registering to real estate events around you: https://www.biggerpockets.com/forums/521-events-and-happenings 6.