., the decision comes with your time horizon and where you're at in your investing career.

I get that them bringing the lines to your complex may require significant outlay on their part, but that should be recuperated in a much shorter time than 8 years, so I don't get their insistence on this horizon.

I have spoken with Vectra, Penfed, Horizons North, and a few others that are doing NOO second, but too many properties for them. 

I was looking for a property this summer but the time horizon was too short and had to resort to leasing for my final year of school.

With interest rates inching upward, and experts expecting further rate increases on the horizon, motivated buyers are hoping to lock in their home purchases to take advantage of what are still historically low rates.

First Republic - CaliforniaFremont Bank, CaliforniaFulton BankGFA Federal Credit Union 10 yr draw, 10 yr repay, MAGranite State CU, NH 90-100%Great Lakes Credit Union Hanscom FCU, FloridaHSBC 70%, for premier clients only Horizon, Kalamazoo MichiganHuntington 75% LTV 5 yr IO product available.

Hi @Sean Conklin, generally sounds like the right idea to redeploy that idle equity if you have the time horizon (ie not retiring right now) and can handle the new financials after refi, heloc, etc.

2) What is the time horizon in which you want to achieve absolute financial freedom (being able to live off your passive income)?

My advice would be to hold off on a refinance unless a new purchase is right on the horizon.

Donr know anything about investing in larger things than 1-4 or commercial financing or anything-- But looking to expand my horizons and looking for like minded folks preferably locals but  obviously not necessarily.