I can easily tell them to get loans but why would I put that burden on them if I can do something about it now so they don't have to suffer later.

Generally if a healthy and well maintained tree falls over, it’s not considered the fault of the property owner and any loss is the responsibility of the person who suffered the loss and their insurance.

I got back to work, as hard as that was, and my wife had a severe stroke that she is still suffering from today! 

If mortgage rates drop into the 5s, it's because the economy is suffering and that will impact demand.

All properties evaluated by cap rates suffer due to under market rents.

Don't make everyone suffer.

The good thing is those assets typically have recourse loans, fixed debt, value add components and don't suffer from oversupply. 

If something really bad happens to your property while you have AirCare, you are likely going to financially suffer.

Evicting a responsible family who pays rent on time and who maintains your property in good condition, thus suffering a vacancy loss and risking that the next [unproven] tenant will damage and neglect your asset?  

You being in the know may be causing you to suffer analysis paralysis.